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blankseplocked What multiple financial buffer do YOU operate with?
 
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Petra McPook
Posted - 2007.10.09 11:05:00 - [1]
 

You all know the old maxim "Never fly anything you can't afford to lose". You will have also all heard stories about people who left the game after failing to heed this advice and are left penniless and assetless.

Obviously you have to be able to replace and outfit your current ship. Equally obviously you need to be able to replace that one too in case you get into it and immediately get fragged. The question is, how much buffer are YOU comfortable with?

So....how many times could you afford to replace your ship of choice before the pips begin to squeak?

Shurikane
Posted - 2007.10.09 11:12:00 - [2]
 

About 33 times. Very Happy

Akita T
Caldari Navy Volunteer Task Force
Posted - 2007.10.09 11:21:00 - [3]
 

Edited by: Akita T on 09/10/2007 11:24:25

Hmm... let me see... if I would liquidate all my assets right now, and wouldn't ever insure my ship (so only the basic 40% of base returned when popping), I think I could be able to replace my current FAVOURITE fit from the ground up around 40-50 times (haven't checked how my investments are doing right now TBFH).
If I figure in the cost of implants too (that is, if I'd be stupid enough to get into a PvP situation in my "learning/PvE implants" clone AND get podded), I guess that would only be 5-7 times, tops, maybe less.
If we're talking liquid ISK only, and "+3/3%" implants clone... about 2-3 shiploss+poddings, I guess.

As for what I'd consider a "confortable buffer" ?
Hmm, I guess 200 mil would be already a "worst case scenario" forcing me to avoid conflict and start grinding L4s again for a day or two.

Nocturnal Avenger
Sebiestor Tribe
Posted - 2007.10.09 11:21:00 - [4]
 

Originally by: Petra McPook
So....how many times could you afford to replace your ship of choice before the pips begin to squeak?


Last I cared about that, was about 2 years ago and flying missions. But - I made this rough estimation for you (and my own curiosity :) )

Tempest:
100M for ship
50M fittings?
50M for rigs
Insurance 30
Insurance pay-out: 100

Net loss about 130M equalling about 170-200 times (depending a bit on the real value of various modules in my hangar)

Sheriff Jones
Amarr
Clinical Experiment
Posted - 2007.10.09 11:26:00 - [5]
 

I have...erm...13mil in my pocket and i fly an uninsured Battleship Laughing

I do have quite the collection of ships on the other hand, blueprints to 3 of them and minerals/salvaging materials to last a good while.

Kalazar
Amarr
Veto.
Veto Corp
Posted - 2007.10.09 11:28:00 - [6]
 

Hmmm... I need to make some ISK... Next ship I lose and it's back to flying Rifters for a while for me ^^

Akita T
Caldari Navy Volunteer Task Force
Posted - 2007.10.09 11:31:00 - [7]
 

Ain't nothing wrong with Rifters, baby Wink
Although, I'd prefer a Wolf/Jaguar, TBH.

Kalazar
Amarr
Veto.
Veto Corp
Posted - 2007.10.09 11:39:00 - [8]
 

Yeah, Wolves & Jags are always good YARRRR!! Surprisingly effective ships too ^^ (The ability to take down 2 members of a bad gank-trap with you ftw tbh).

Might be able to afford a stabber or two as well (depending on whether I've got the mods for them floating around (You can't not t2 fit stabbers, it's a travesty)) so all is not a total loss ^^.

Thuul'Khalat
Gallente
Veto Corp
Posted - 2007.10.09 11:41:00 - [9]
 

I could afford to buy and re-fit my fav ship 0.3 times... Laughing

"Never fly something you can't afford to lose"

pffft...

Flying a ridicoulusly expensive ship in PVP is just the way to get that rush you got when starting out again.

Koryvarn
Amarr
Posted - 2007.10.09 11:44:00 - [10]
 

As long as I have my raven, my standings for lvl4's, my cruise missile BPO's and my salvage boat, having no isk is merely a matter of having no time to make it.

I fly geddons usually. Cost of ship mods + rigs+insurance is about 130 million. Insurance payout is 68 million (I think), so net loss would be about 50 million. I can loose that, erm, 10-12 times over at the moment. Usually though, when I get below 200 mill, I fly smaller ships, until my cash resivour goes back up.

N1fty
Galactic Shipyards Inc
Huzzah Federation
Posted - 2007.10.09 11:45:00 - [11]
 

I generally don't undock planning to lose a ship.

To paraphrase a famous saying:

"If you plan to fail, you plan to fail"?

My corp gives me free ships anyway Cool So I'm not scared of death, helps us focus on the killing Twisted Evil

Ricdic
Caldari
Caldari Provisions
Posted - 2007.10.09 11:46:00 - [12]
 

You don't wanna know Laughing

Saint Luka
Altruism.
Darkness Rising Alliance
Posted - 2007.10.09 12:11:00 - [13]
 

I've got a large stock of ships piled up randomly accross my characters so i dont have to worry about that even tho im poor.

However for some reason isk just keeps finding its way too me even if i cant afford something O.o

Disclaimer: I dont rat/mine/mission/produce or trade :D

Petra McPook
Posted - 2007.10.09 12:29:00 - [14]
 

Originally by: Saint Luka
I've got a large stock of ships piled up randomly accross my characters so i dont have to worry about that even tho im poor.

However for some reason isk just keeps finding its way too me even if i cant afford something O.o

Disclaimer: I dont rat/mine/mission/produce or trade :D


So you just salvage wrecks you find floating in space huh?

Yarrr!! YARRRR!!

Eve Innovative
Ministry of War
Posted - 2007.10.09 12:35:00 - [15]
 

Originally by: Ricdic
You don't wanna know Laughing


Ditto Wink

SirMoric
Caldari
State War Academy
Posted - 2007.10.09 12:37:00 - [16]
 

Originally by: N1fty
To paraphrase a famous saying:

"If you plan to fail, you plan to fail"?


Right about that..

Saint Luka
Altruism.
Darkness Rising Alliance
Posted - 2007.10.09 12:38:00 - [17]
 

Originally by: Petra McPook
Originally by: Saint Luka
I've got a large stock of ships piled up randomly accross my characters so i dont have to worry about that even tho im poor.

However for some reason isk just keeps finding its way too me even if i cant afford something O.o

Disclaimer: I dont rat/mine/mission/produce or trade :D


So you just salvage wrecks you find floating in space huh?

Yarrr!! YARRRR!!


or salvage :P

Carniflex
StarHunt
Fallout Project
Posted - 2007.10.09 12:43:00 - [18]
 

Hehehe ... But I do fly stuff I can't 'afford'. I just avoid (possible) PvP situations in it like plague.

For regular ships I guess comfortable replacement buffer is in the ballpark of 2 losses. Although people usually do not fly their last 'isk making' ship into combat willingly. As long as you have your 'isk making' ship stockpiled and fitted somewhere then it's all shiny and path back to happiness is open without undue grind.

F90OEX
F9X
Posted - 2007.10.09 12:45:00 - [19]
 

multiple financial buffer ?? what's that :) .. Laughing

Fujiko MaXjolt
Caldari
ACME HARDWARE
Fade 2 Black
Posted - 2007.10.09 12:50:00 - [20]
 

Originally by: Carniflex
Hehehe ... But I do fly stuff I can't 'afford'. I just avoid (possible) PvP situations in it like plague.

For regular ships I guess comfortable replacement buffer is in the ballpark of 2 losses. Although people usually do not fly their last 'isk making' ship into combat willingly. As long as you have your 'isk making' ship stockpiled and fitted somewhere then it's all shiny and path back to happiness is open without undue grind.


There's a saying in R0adkill "Never PvP in your ratting boat."
I think that's what you're looking for Very Happy

Stakhanov
Metafarmers
MeatSausage EXPRESS
Posted - 2007.10.09 12:52:00 - [21]
 

Edited by: Stakhanov on 09/10/2007 12:53:08
I think I can afford to lose around 10 well fitted , rigged megathrons before I'm broke. I lost my last 2 however so now I'm not rigging T1 ships anymore Razz

About the same amount of rigged lachesis , I suppose. Fortunately those things don't die as easy...

Alski
Ministers Of Destruction.
Posted - 2007.10.09 12:55:00 - [22]
 

Errr
my fav. Jag setup? lots of times...
my fav megathon setup... mabey once... mabey...
my fav maelstrom setup? umm... not at all
my carrier? forget it. Laughing

yeah... i'm one of those ones who HATES grinding, rats, rocks whatever, i don't grind, therefore i am poor. Sad


Banana Torres
The Green Banana Corporation
Posted - 2007.10.09 12:56:00 - [23]
 

I earn faster than I lose ships.

The 2.5 billion worth of implants that I would have to replace if I lost a pod would be a chore to replace. Mainly cause they are a pain to get now. But, in theory, I could lose 20 sets before I ran out of dosh.

Hopefully I would get a clue before then.

Andrue
Amarr
Posted - 2007.10.09 12:56:00 - [24]
 

Enough to replace twice..but I would never risk the second replacement. If I lost one ship I would immediately switch into recovery mode before flying it again.

These days it's a non-issue Wink

Kagura Nikon
Minmatar
Emptiness.
Posted - 2007.10.09 13:00:00 - [25]
 

My personal level is 10 times the value of the ship on the wallet. But mos tof time i fly with ships worth 1/50 of my wallet.


MrTripps
Gallente
Hedonistic Squirrels
Posted - 2007.10.09 13:05:00 - [26]
 

Ten. But if I lost ten in a row I'd have to biomass myself.

EliteSlave
Minmatar
Macabre Votum
Morsus Mihi
Posted - 2007.10.09 13:09:00 - [27]
 

Edited by: EliteSlave on 09/10/2007 13:14:00
I operate with a 1 billion isk buffer. My wallet never goes below 1 billion. If it goes to that point, I unpack the hulk and get mining Ark / Crokite and back to the battlefield

But.. When it comes time to replace my mom.. i would say... oh i would say once..? but then i would be severely broke lol

Ecchus
Minmatar
Egbinger Mining Co
Posted - 2007.10.09 13:11:00 - [28]
 

Quote:
So....how many times could you afford to replace your ship of choice before the pips begin to squeak?


119 times.

Sokratesz
Rionnag Alba
Northern Coalition.
Posted - 2007.10.09 13:13:00 - [29]
 

Flying a chim atm, got one fully fitted on standby and enough cash for a third, and if really needed i couldsell assets for a 5th and a 6th easily Wink

EliteSlave
Minmatar
Macabre Votum
Morsus Mihi
Posted - 2007.10.09 13:15:00 - [30]
 

Originally by: Sokratesz
Flying a chim atm, got one fully fitted on standby and enough cash for a third, and if really needed i couldsell assets for a 5th and a 6th easily Wink


What about the 4th?


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