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blankseplocked CCP fix interceptor insurance please
 
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Heidi Baker
Classified
Posted - 2004.07.12 11:13:00 - [1]
 

I have no problems to pay for insurance but buying a Crow and pay 13 mill for it and get 300 k back is ridiculous.

Fly safe ......


hatchette
Caldari
Destructive Influence
Posted - 2004.07.12 11:17:00 - [2]
 

I think insurances should be changed altogether.. and work more like real-life insurances.

eddie valvetino
Caldari
TunDraGon
Pandemic Legion
Posted - 2004.07.12 11:19:00 - [3]
 

Originally by: hatchette
I think insurances should be changed altogether.. and work more like real-life insurances.


yeah me too

the insurance set is a joke... 31.5 mill every months for a mega, is just on at all... if fact... i'm gonna make my own post, I'm that ****ed about it

mahhy
MASS
Posted - 2004.07.12 11:23:00 - [4]
 

Originally by: Heidi Baker
I have no problems to pay for insurance but buying a Crow and pay 13 mill for it and get 300 k back is ridiculous.

Fly safe ......




Erm, don't pay 13mill for an Inty Shocked . The insurance is approximately how much they cost based on minerals/components AFAIK, so its technically correct. The cost of the ship is whatever the seller sets it too. And it remains high because of lots of people willing to buy at those prices.

But 13mill??? Thats insanity.

Nisse
Gallente
Everyday Discipline
Posted - 2004.07.12 11:30:00 - [5]
 

Hmm... don't think they cost 300k to build. Not sure but I heard by a friend that Stiletto Interceptor cost around 2 mil/each to build.

Arud
Rampage Eternal
Ka-Tet
Posted - 2004.07.12 11:33:00 - [6]
 

if you buy a car for lets say $5000 while its actualy worth $500, it gets trashed, do you expect the insurance company to pay you $5000 ?

Eddie Gordo
Minmatar
Masuat'aa Matari
Damu'Khonde
Posted - 2004.07.12 11:35:00 - [7]
 

I think thats how much they should cost, based on old npc mineral and the npc prices for tech II components.

However we all know that demand for these parts if far greater than supply...hence the mighty prices.

Zarquon Beeblebrox
Caldari Provisions
Posted - 2004.07.12 11:36:00 - [8]
 

No! Dont fix it. Its perfectly as it is now.

We dont want everyone and their kids to fly around in a "hahaha the insurence payed for my interceptor, ill be right back to scramble you again"


Oh and by the way, make all ship insurences as bad as the interceptor is now. That would bring back some exitement to the game. The fear of actualy loosing something.

Oh and one more thing, can we have a timelimit from you die until you can activate your new clone ? Make it so that it takes about 15 minutes from your poded to you are back in your clone.

Hakera
Freelance Unincorporated
Ushra'Khan
Posted - 2004.07.12 11:43:00 - [9]
 

Ceptor insurance is broke, its needs fixing. Anyone who thinks they can build a ceptor for 600k is lying through their teeth or does not know how to calculate production cost.

Componants should have a base value of 15k, and it should dish out around 2.5-3mill at platinum.


illuminati
Posted - 2004.07.12 11:54:00 - [10]
 

Anyone claiming an inty can be built for 500k probably thinks an Apoc can be built for 5mil.
Just buy a bpc and mine for a century, the mining is FREE, just like tech 2 components from agents!
Rolling Eyes

Barth3zzzNL
Gallente
Coreli Corporation
Posted - 2004.07.12 11:54:00 - [11]
 

Originally by: Arud
if you buy a car for lets say $5000 while its actualy worth $500, it gets trashed, do you expect the insurance company to pay you $5000 ?

If all the cars of that type cost $5000 on the market? Wouldnt that make the car worth 5000?
I would guess so...but then again i know nothing of insurance... Razz

Pychian Vanervi
Solar Revenue Service
TAXU
Posted - 2004.07.12 12:01:00 - [12]
 

Originally by: Zarquon Beeblebrox
No! Dont fix it. Its perfectly as it is now.

We dont want everyone and their kids to fly around in a "hahaha the insurence payed for my interceptor, ill be right back to scramble you again"


Oh and by the way, make all ship insurences as bad as the interceptor is now. That would bring back some exitement to the game. The fear of actualy loosing something.

Oh and one more thing, can we have a timelimit from you die until you can activate your new clone ? Make it so that it takes about 15 minutes from your poded to you are back in your clone.


I am glad you posted this save me typing it up. I totally agree if more ships payed out insurance like this it would be a lot more interesting. I fight like a pitbull when it comes to combat in my crow as I know if I make a mistake I am down, up to 10 mill + mods. With the insurance as it is on most ships loss can mean very little.


Heidi Baker
Classified
Posted - 2004.07.12 12:23:00 - [13]
 

The Crow insurance is based on a Condor wich is wrong and need a fix.
The interceptor is a Tech II ship but EVE is still in Tech I if u ask me.

Fly safe ......

Katya Detia
Caldari
GoonWaffe
Goonswarm Federation
Posted - 2004.07.12 12:28:00 - [14]
 

The insurance replaces the mineral cost of this ship. If the insurance was upped... then players could build them, insurance and then kill for more money... The problem is people holding monopolys of the market.. Once afew more people get there hands on cepters... things will start to sort out.

Ryco
Deep Core Mining Inc.
Posted - 2004.07.12 12:35:00 - [15]
 

Originally by: Arud
if you buy a car for lets say $5000 while its actualy worth $500, it gets trashed, do you expect the insurance company to pay you $5000 ?

An insurance company would insure the car at the going rate for said car. So if everyone in the world started paying $5,000 for a $500 car you would get it insured at $5,000. Thats why the insurance is busted. It really should be dynamic, based on the going rate of ships on the market. Personally, I think it should be gotten rid of based on the risk factor. You cant get a race car insured, but you can get a BS that is more then likely to be blown to bits insured? If CCP were an insurance company they would have gone bankrupt on day one.

Ryco
Deep Core Mining Inc.
Posted - 2004.07.12 12:40:00 - [16]
 

Originally by: Katya Detia
The insurance replaces the mineral cost of this ship. If the insurance was upped... then players could build them, insurance and then kill for more money... The problem is people holding monopolys of the market.. Once afew more people get there hands on cepters... things will start to sort out.


Wrong. A big part of tech 2 ship cost is component cost. Such a scheme would result in little to no profit. Besides, you get more in return for selling the ship because you dont have to pay an insurance premium in order to commit insurance fraud. But just in case they ever did make insurance dynamic, a player should only get back 75% of market value for their loss.

hatchette
Caldari
Destructive Influence
Posted - 2004.07.12 12:46:00 - [17]
 

Originally by: Zarquon Beeblebrox
No! Dont fix it. Its perfectly as it is now.

We dont want everyone and their kids to fly around in a "hahaha the insurence payed for my interceptor, ill be right back to scramble you again"


Oh and by the way, make all ship insurences as bad as the interceptor is now. That would bring back some exitement to the game. The fear of actualy loosing something.

Oh and one more thing, can we have a timelimit from you die until you can activate your new clone ? Make it so that it takes about 15 minutes from your poded to you are back in your clone.

My idea is for each player to have a "safety record".. insurance would cost like now.. but would only last for let say 2 weeks. If you don't blow your ship in these 2 weeks, your next insurance would be at half the price.. or such..
But if you are losing a lot of ships.. your insurance price will go up.

Arud
Rampage Eternal
Ka-Tet
Posted - 2004.07.12 14:04:00 - [18]
 

Originally by: Ryco
Originally by: Arud
if you buy a car for lets say $5000 while its actualy worth $500, it gets trashed, do you expect the insurance company to pay you $5000 ?

An insurance company would insure the car at the going rate for said car. So if everyone in the world started paying $5,000 for a $500 car you would get it insured at $5,000. Thats why the insurance is busted. It really should be dynamic, based on the going rate of ships on the market. Personally, I think it should be gotten rid of based on the risk factor. You cant get a race car insured, but you can get a BS that is more then likely to be blown to bits insured? If CCP were an insurance company they would have gone bankrupt on day one.

that opens up for exploits
lets say the average price for a crow is 15m, cost to build one is 5m, you buy insurance for 4m which gives you back 15m, thats 6m in proffit, though you could just sell it for 15m and make 10m proffit but anyhooow :P

What I would much rather see along with the average price idea are discounts, so if you have good standing towards the insuranse corp you get cheaper insurance, if you loose your ship your standings towards that corp drops. That way ships become valuable again because the more ships you loose the more expensive it is to insure them.

With time the bad standings gets back to normal and you can also do agient missions for the corp to rise your standing.

Valrandir
Gallente
Distant Thunder
Perihelion Alliance
Posted - 2004.07.12 14:05:00 - [19]
 

Rather, we need a Insurrange Overhaul, after the missiles and drones overhaul.

A system where the price goes up when we lose a ship, goes down when we don't, etc.

Ruffio Sepico
Minmatar
Hidden Agenda
Deep Space Engineering
Posted - 2004.07.12 14:53:00 - [20]
 

Originally by: Katya Detia
The insurance replaces the mineral cost of this ship. If the insurance was upped... then players could build them, insurance and then kill for more money... The problem is people holding monopolys of the market.. Once afew more people get there hands on cepters... things will start to sort out.


There is no monopoly. There is enough blueprints, the bottleneck is the components and demand. Crows is in a very high demand, wich ups price a bit in additional to high building costs.

Sofitia Mourtos
Zanjitsu
Posted - 2004.07.12 15:00:00 - [21]
 

Think I want to advertice a little for my threat about player based insurance... read it here

Attrael
Caldari
Axemaker Inc
Posted - 2004.07.12 15:06:00 - [22]
 

The problem isn't the insurance system per se, but is more the listed 'book' value that CCP has assigned that ship. Just like in real life, if you buy a car for $5000 but it's book value is listed only at $500, you can only get $500 from the insurance. (It would be your fault for getting ripped off in the first place) So there are two possible things that can happen. CCP continues to assume that players are paying rip-off prices and leave things as they are. Or they decided that maybe interceptors are worth more than they initially thought they were, and up the 'book' value of the interceptor.

Ryco
Deep Core Mining Inc.
Posted - 2004.07.12 15:17:00 - [23]
 

Originally by: Attrael
The problem isn't the insurance system per se, but is more the listed 'book' value that CCP has assigned that ship. Just like in real life, if you buy a car for $5000 but it's book value is listed only at $500, you can only get $500 from the insurance. (It would be your fault for getting ripped off in the first place) So there are two possible things that can happen. CCP continues to assume that players are paying rip-off prices and leave things as they are. Or they decided that maybe interceptors are worth more than they initially thought they were, and up the 'book' value of the interceptor.

Book value is based on market demand. So CCP is artificially depreciating the value of these ships. Although they do have an inflated value on some of the lower end ships :P

Sofitia Mourtos
Zanjitsu
Posted - 2004.07.12 15:38:00 - [24]
 

Originally by: Ryco
Book value is based on market demand. So CCP is artificially depreciating the value of these ships. Although they do have an inflated value on some of the lower end ships :P


Afaik base prices = npc mineral prices * 2

e.g.
Apocalypse:
2x npc mineral price for 1apoc at a perfect build is: 112498000 and according to eve-db the base price is 112500000

At some point the problem with ceptors was that they were based on the same calculation. that is mineral prices - not takeing the components into account (or proberbly only the minerals needet for the componenets) - not sure if it is still this problem that is arround though.


CCP kieron

Posted - 2004.07.12 15:41:00 - [25]
 

The problem with the low insurance for Interceptors is known and being addressed. The insurance system doesn't yet recognize the value of TL2 components and as a result, doesn't pay out the proper values. This is being taken care of.

Maya Rkell
Third Grade Ergonomics
Posted - 2004.07.12 15:50:00 - [26]
 

thanks Kieron :)

I'd imagine insurance payouts are going to soar for some inties given the high prices of, say, the reactors used to make them.

Heidi Baker
Classified
Posted - 2004.07.12 17:39:00 - [27]
 

Originally by: kieron
The problem with the low insurance for Interceptors is known and being addressed. The insurance system doesn't yet recognize the value of TL2 components and as a result, doesn't pay out the proper values. This is being taken care of.



Thanks Kieron this was the answer I was looking for.Wink

Fly safe ......


Garramon
Gallente
First CityWide Change Bank
Posted - 2004.07.12 18:40:00 - [28]
 

When I first bought my Interceptor the insurance was correct though. About a 2M payout for platinum. Seemed right to me. However, insurance on a new one is only about 300k payout. Very odd!


I hope you all arent whining because you dont get the price of your ship back, because they are just inflated. There is a genuine bug however, as noted above.

BobGhengisKhan
Dashavatara
Posted - 2004.07.12 18:42:00 - [29]
 

Edited by: BobGhengisKhan on 12/07/2004 18:43:47
Thanks for more carebear bull****, Kieron

Garramon
Gallente
First CityWide Change Bank
Posted - 2004.07.12 18:51:00 - [30]
 

Bob, you need to think. He never said they would make insurance payouts on Crows 13M. This is a known bug because Interceptor payouts were correct at about 2M before, but now it is at 300k, for an unknown reason.

You call us carebears, I call you ignorant.


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