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blankseplocked Why no direct debit in the UK?
 
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Andrue
Amarr
Posted - 2007.03.07 10:02:00 - [1]
 

Presumably there is some reason why the company collecting money for CCP doesn't support it? It's not as if it's some newly introduced banking gimmic that people are still wary of. Is there some business-side cost associated with it?

Plasticine Perfection
Posted - 2007.03.07 10:10:00 - [2]
 

Direct debit allows the company you're paying to change the charges any time they like without your say-so. For a regular fixed monthly payment like EVE subs then a standing order would be more appropriate but that's not something supported by many companies outside the UK.

If you have a bank account that can support direct debits then you should also have a debit card with that account which you can use just like a credit card to pay your EVE subs.

However because of the current exchange rate and the imposition of VAT on EVE subs by the EU you are considerably better off simply buying GTC's from somewhere like shatteredcrystal and saving yourself some money.

Andrue
Amarr
Posted - 2007.03.07 11:20:00 - [3]
 

Edited by: Andrue on 07/03/2007 11:20:47
Edited by: Andrue on 07/03/2007 11:19:15
Originally by: Plasticine Perfection
Direct debit allows the company you're paying to change the charges any time they like without your say-so. For a regular fixed monthly payment like EVE subs then a standing order would be more appropriate but that's not something supported by many companies outside the UK.
I know that. I pay all my bills with DD. There's no significant risk because you have a guarantee.

Hmmm:I notice the 10 day notification though so perhaps that's an expense they don't want to incur. OTOH sending an email isn't that expensive or difficult - it's what my ISP does. Every month I get a PDF invoice emailed through.

I suppose that another reason might be because they failed (or don't want to risk failing) the vetting procedure and I sincerely hope that isn't the case.

Quote:
If you have a bank account that can support direct debits then you should also have a debit card with that account which you can use just like a credit card to pay your EVE subs.
Yes and just like a credit card it is risk of being compromised and doesn't have the same guarantee or vetting processs that DD has. If your DC is compromised you can expect to see your current account emptied within hours and a massive overdraft. Eventually your bank will sort it out but that will take several days during which you have no money and risk having to beg/plead with your creditors for a payment holiday.

At least with a credit card it's only the bank's money that is being stolen and you normally only have to highlight the bad transactions on your statement and get another card in the post within a day or two.

heheheh
Phoenix Club
Posted - 2007.03.07 11:24:00 - [4]
 

buy GTC its much cheaper for us in the UK,
We have to pay more than other countries if we pay subs to CCP.


 

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