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blankseplocked Insure all mods 10m isk and above
 
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EDISON CLONE
Minmatar
Romal Mining Ventures Ltd.
Posted - 2011.03.26 20:21:00 - [1]
 

You want to field the expensive crap, you take the risk for it.

huh? yes I think we should extend this concept to all large ships, crusier and above, how about that?

End all insurance BS especially!? (see how stupid that sounds?)

Aeronwen Carys
Sebiestor Tribe
Posted - 2011.03.26 20:23:00 - [2]
 

Originally by: EDISON CLONE
You want to field the expensive crap, you take the risk for it.

huh? yes I think we should extend this concept to all large ships, crusier and above, how about that?

End all insurance BS especially!? (see how stupid that sounds?)


I have to say your entire post sounds stupid. Perhaps you could re-type it in plain English.

Feligast
Minmatar
GoonWaffe
Goonswarm Federation
Posted - 2011.03.26 20:33:00 - [3]
 

Thread title dumb, OP incomprehensible.

This guy needs to run for CSM 7.

EDISON CLONE
Minmatar
Romal Mining Ventures Ltd.
Posted - 2011.03.26 21:29:00 - [4]
 

This is paraphase out of a topic about insurance. Once upon a time there has a player who thought mods,launchers and other valueable things should not be insured. This is my reply...please connect the dots.
The bigget drawback to such insurance (or any insurance) is who gets to set fair market value...hmmm CCP? yes maybe ccp would set insurance values every 60 days or so...

Mara Rinn
Posted - 2011.03.26 21:54:00 - [5]
 

We need fewer ISK faucets, not more.

Yes, end all insurance altogether. Excellent idea!

Corina's Bodyguard
Posted - 2011.03.26 22:18:00 - [6]
 

The most expensive items would get the worst insurance, because insurance is not based on isk cost but mineral cost.

Glyken Touchon
Gallente
Independent Alchemists
Posted - 2011.03.26 22:26:00 - [7]
 

I don't think mods should be insurable for a number of reasons.

here's one:
it would reward self-destruct. If your ship SDs, all mods are destroyed (cue payout). If someone else blows your ship up, you would (presumably) only get payout for the destroyed items, not those that dropped.

EDISON CLONE
Minmatar
Romal Mining Ventures Ltd.
Posted - 2011.03.26 22:27:00 - [8]
 

Insurance once introduced is a Giffin Good
http://en.wikipedia.org/wiki/Giffen_good

bottom line, you have to buy more and more of it to get less, and less. Minimum default insurance in the game is 30m on large ships.
Which looks like nothing on a Navy Raven for example. 30/700= about 2.3%
real insurance bahhh!

Corina's Bodyguard
Posted - 2011.03.26 22:32:00 - [9]
 

They should really just change its name to Mineral Salvage Rights. Because thats what it is.

Lork Niffle
Gallente
External Hard Drive
Posted - 2011.03.26 22:33:00 - [10]
 

Originally by: EDISON CLONE
Insurance once introduced is a Giffin Good
http://en.wikipedia.org/wiki/Giffen_good

bottom line, you have to buy more and more of it to get less, and less. Minimum default insurance in the game is 30m on large ships.
Which looks like nothing on a Navy Raven for example. 30/700= about 2.3%
real insurance bahhh!


Well here is a view point, you are insuring a combat vessel. A vessel designed to give and take damage. A vessel that will see combat. Try insuring that for any good premium in the real world and you'll see it's quite realistic.

EDISON CLONE
Minmatar
Romal Mining Ventures Ltd.
Posted - 2011.03.27 20:49:00 - [11]
 

I think it's all in a name Corina's Bodyguard, has an excellent idea...just change the name...

how long would it have lasted if they took 10% of your pay every week and invested it at less than 3%?? It would have been killed within the first 4 years if they called it the Government Investment program...instead they named it Social Security..(biggest pozzi shceme ever)


 

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