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Sytoru Hiroshyma
Live and let burn
Posted - 2010.08.11 16:25:00 - [151]
 

Just a quick follow up to what Julius Rigel was reporting a page or so back.


1) The master balance still seems to be showing at a little under 607M which is where it was at yesterday. So either they've not had any success through the IC news feature (\o/) or it's not an accurately reported figure of the banks total holdings.

2) Cista2 is still showing the same balance as well. Cista2, have you received the attempted withdrawl made on your behalf?

3) I've mailed Julius in-game and asked him to follow up on something else I found. No details will yet be provided and what happens next will depend on what, if anything, is discovered. Hopefully it'll be nothing serious.

Scaldari Anitoba
Gallente
Miner's of the Apocalypse
Posted - 2010.08.11 17:30:00 - [152]
 

Experiment.

I had 2 billion extra laying around my wallet for the last month, so I decided to invest it. If i lose it, so be it. Isk is usually lost one way or another (although i usually prefer to have mine burn up in flames (grins). Banking is a risk. Investments are a risk. I desperately want to see more banking in eve so .... On a side note, i no longer see a purchase stock option on the website so i guess i bought most of the remaining shares. Lets see if with my 20% interest in the company i can convince them to tighten up website security LOL. Regardless of outcome this should be a fun adventure!! Hope to report back good things!! ugh

Induc
Amarr
Posted - 2010.08.11 18:16:00 - [153]
 

Sir yes sir, I'll open an account immediately seeing you are a member of the honourable and trustworthy United States Air Force.

Ji Sama
Caldari
Tash-Murkon Prime Industries
Posted - 2010.08.11 18:49:00 - [154]
 

Originally by: Scaldari Anitoba
Experiment.

I had 2 billion extra laying around my wallet for the last month, so I decided to invest it. If i lose it, so be it. Isk is usually lost one way or another (although i usually prefer to have mine burn up in flames (grins). Banking is a risk. Investments are a risk. I desperately want to see more banking in eve so .... On a side note, i no longer see a purchase stock option on the website so i guess i bought most of the remaining shares. Lets see if with my 20% interest in the company i can convince them to tighten up website security LOL. Regardless of outcome this should be a fun adventure!! Hope to report back good things!! ugh



Quote:
No fancy page here, just raw data.

TOTAL ASSETS ACCOUNTS LOANS
$606,896,546.00 2 0




Gl, it has been like that since it opened.
Apparently no new accounts have been opened.


Estel Arador
Posted - 2010.08.11 19:21:00 - [155]
 

On the subject of the effect of being featured in the news, my jumpclone service has been featured twice: shortly (6 weeks) after launch and after one year of operation. Both times saw a significant increase in the number of users, which had a lasting effect thanks to word of mouth.

The first time there were about 7 users per day in the week before the news item, and 15 per day in the week after the news item.
The second time there were about 13 per day in the month before the news item, and 22 per day in the month after the news item. The 1-month moving average has been above 20 ever since.

In short, being featured in the news brings a lot of attention to a business.

Bryg Philomena
Don't Taze Me Bro
Posted - 2010.08.11 19:22:00 - [156]
 

The only thing that matters here is whether Ji Sama thrusts you with 100 isk!

cryojin
Caldari
Posted - 2010.08.11 21:03:00 - [157]
 


Shoot2kilI
Caldari
Unchained Potential
Test Alliance Please Ignore
Posted - 2010.08.11 21:39:00 - [158]
 

Firstly, please, please, PLEASE don't claim that your website is secure. Because it's not, by any wild stretch of the imagination, nor is it even standard (XHTML) compliant (not that it's overly important). Secondly, if you want to exude a warm, welcome, professional feeling, I would suggest designing a website that doesn't look like you ripped a freewebs template with an SQL backend for the API wallet update. Your site needs to look clean (I'll concede that it's clean now, but nothing else) sharp, and above all else, as you are now endorsed by CCP, (A completely different matter that I don't even want to think about) professional. You have claimed a lot of things, and dodged a lot of questions, so your credibility is about as shaky as Michael J Foxx. I would suggest a few things:

First and foremost, create a new design for your website. It needs to look professional.

Secondly, you need to create a new system for viewing account details. Maybe instead of doing the characters name, you could require a user (when they sign up) to enter their limited API. This will allow YOU to track transactions that you make with them, as well as view the status of the wallet on members who take out loans. You could then store the user id from the API into an SQL DB and, instead of entering character name, they could enter their user id from the API, or you could assign a specific TBOE ID to each User ID from the API. If people have qualms with giving you their limited API (Which would be idiotic as people have no problem with eve-sheet or EFT or EveMon) then they can find another bank.

I like the idea of a bank in Eve. I like the idea of a bank in Eve being feasible, and that honest people are genuinely interested in creating a model that would be beneficial to a lot of people, particularly the loans. That being said, this is Eve, and you've said some things, both in this thread and on your website that are plainly not true, and some other things that are very, very murky. You need to clear the air a bit, and maybe recount some of the things you've said, i.e. endorsement from hexxx. Fixing some of the things i mentioned, along with the three pages before me would be a good start. As I always tell me new recruits in Eve, we all gotta start somewhere, and I don't care if you're well known in the Eve universe. You gotta start somewhere.

Cista2
Hydra Investment Fund
Posted - 2010.08.11 22:13:00 - [159]
 

Originally by: Shoot2kilI
Lots of great advise
Dude, I think at this point it's safe to say that there is no bank to improve on.

Shoot2kilI
Caldari
Unchained Potential
Test Alliance Please Ignore
Posted - 2010.08.12 00:05:00 - [160]
 

I somehow missed the 4-5 pages. Idk how. Anywho. Someone just made off with 3B. Let's all act surprised. I'll get my costume.

Lightningshade
Caldari
Spiritus Draconis
Posted - 2010.08.12 01:12:00 - [161]
 

Originally by: Shoot2kilI
I somehow missed the 4-5 pages. Idk how. Anywho. Someone just made off with 3B. Let's all act surprised. I'll get my costume.


1. What's the costume?
2. Will it arouse me?

MJ Foxx
Posted - 2010.08.12 04:27:00 - [162]
 

Originally by: Shoot2kilI
your credibility is about as shaky as Michael J Foxx.


Dude, not cool.

Lucyna
Interstellar Killer Bee Enterprises
Posted - 2010.08.12 05:37:00 - [163]
 

Edited by: Lucyna on 12/08/2010 05:41:25
Originally by: MJ Foxx
Originally by: Shoot2kilI
your credibility is about as shaky as Michael J Foxx.


Dude, not cool.


/thread

Edit: So much more funny than when AFK Cloaker posts in a afk cloaking thread.

Also, inb4 AFK Cloaker.

flakeys
The Great cornholio's
Paper Tiger Coalition
Posted - 2010.08.12 06:02:00 - [164]
 

Edited by: flakeys on 12/08/2010 06:03:03
Originally by: MJ Foxx
Originally by: Shoot2kilI
your credibility is about as shaky as Michael J Foxx.


Dude, not cool.


Really REALLY not cool indeed. Sad

On a sidenotte i assume we will get a rectification on the login screen saying the news was brought out badly with dubiuous quotes and that the person who set up the bank is trying to throw away his characters?I mean for sure right ....


cuoredipietra famedoro
Posted - 2010.08.12 07:20:00 - [165]
 

Originally by: flakeys
i assume we will get a rectification on the login screen saying the news was brought out badly with dubiuous quotes


Not going to happen. In the past, they have silently modified original articles *or* they have published follow-up pieces trying to address forum moaners.

I believe they are also monitoring the forum, and the most we can expect is someone of them posting some explanation inside the thread should it become threadnought.

flakeys
The Great cornholio's
Paper Tiger Coalition
Posted - 2010.08.12 07:33:00 - [166]
 

Originally by: cuoredipietra famedoro
Originally by: flakeys
i assume we will get a rectification on the login screen saying the news was brought out badly with dubiuous quotes


Not going to happen. In the past, they have silently modified original articles *or* they have published follow-up pieces trying to address forum moaners.

I believe they are also monitoring the forum, and the most we can expect is someone of them posting some explanation inside the thread should it become threadnought.


And this is why i never read the news article when logging in.CAOD is more trustworthy wich says a LOT.


Cista2
Hydra Investment Fund
Posted - 2010.08.12 10:45:00 - [167]
 

I find it annoying that there's no "LULZ YOU GOT SCAMMED!!#W"!!!!!1111" post here. But maybe they are still reeking in isk.

Hel O'Ween
Men On A Mission
EVE Trade Consortium
Posted - 2010.08.12 11:46:00 - [168]
 

Edited by: Hel O''Ween on 12/08/2010 11:51:24
Originally by: Cista2
But maybe they are still reeking in isk.


It seems so. The number of accounts on their statistics page has gone up to 98 today from 2 yesterday. Also it shows roughly 4 bil ISK compared to those 600+ mil yesterday.

Not counting the "experimental 2 bil" from Scaldari, that's ca. 1 additional billion they collected meanwhile.

I guess at this rate, they'll keep it running for a week or two ...

[Added]
Oh, and thanks for sharing your experiences on how "login screen news" translated to customers, SencneS and Estel. Very interesting. And if this really turns out to be a scam, I guess all the lurking scammers out there will try to get into the news too, with their next "venture".

Ubi Dellmar
Gallente
Buzzkill.
Posted - 2010.08.12 14:37:00 - [169]
 

I started an account with The Bank Of Eve.

After two days, my webside login still doesn't work and getting ahold of someone in game hasn't panned out...

So... Great idea folks.

But the customer service SUCKS!

Not that I'll be out a stellar fortune if this is a scam, but I'd like to see a working banking industry in EVE. Just not sure if this is going to be the one that makes it happen.

flakeys
The Great cornholio's
Paper Tiger Coalition
Posted - 2010.08.12 14:58:00 - [170]
 

Originally by: Ubi Dellmar
I started an account with The Bank Of Eve.

After two days, my webside login still doesn't work and getting ahold of someone in game hasn't panned out...

So... Great idea folks.

But the customer service SUCKS!

Not that I'll be out a stellar fortune if this is a scam, but I'd like to see a working banking industry in EVE. Just not sure if this is going to be the one that makes it happen.



May i ask how you got to know the bank existed?


Lucyna
Interstellar Killer Bee Enterprises
Posted - 2010.08.12 16:44:00 - [171]
 

All of the people who deposited with the idea that this would help EvE banking by making the deposit into this fledgling bank... I think it worked against you. Now more "banks" will surely pop up... and just take all the money and run.

I mean, if you like subsidizing the scammers... then I guess you are doing it right.

cuoredipietra famedoro
Posted - 2010.08.12 17:05:00 - [172]
 

Originally by: Lucyna
All of the people who deposited with the idea that this would help EvE banking by making the deposit into this fledgling bank... I think it worked against you. Now more "banks" will surely pop up... and just take all the money and run.


I am not so sure on this point. I believe this ^so called^ bank will scam and this will get to the news. When this happens people will be even more cautious with banking in Eve, to the point that there will be no more banks becouse no one will ever trust them.

It could even result in lower and lower partecipation to IPOs for the fear of scams.

Ultimately, this is a bad service to the community as a whole, becouse when the idea of banking in Eve ultimately dies (and die it will), the game will miss yet another sandbox element and will result poorer in content.

Kimbeau Surveryor
Gallente
Posted - 2010.08.12 17:39:00 - [173]
 

Perhaps the most important lesson to learn from this farrago is that CCP really should put a heading on the news column of the log-in screen, to make it clear to all and sundry (and to noobs in particular) that this is not "official" news.

MatrixSkye Mk2
Minmatar
Posted - 2010.08.12 17:48:00 - [174]
 

Originally by: Chribba
I was pretty much apporached with the question "what is needed to make a bank work in eve" -

Seeing my limited knowledge on how to run a bank I instead focused on what my view of how to run any successfull public service, be it a bank, courier service or anything else. Which imo was the key points of, trust and communication.

Those views in the context of the bank article itself didn't turn out that good imo, seeing as I only had the views of public services in mind, I think my general views were applied to the focus of the article and therefor became misrepresentated.

I can only comment about the part I was quoted obviously, and I did at least not intend to forumulate my words like stated in the article as my focus was not towards the bank itself, so as far as the rest of the article being twisted or tuned to show a "better" side than described in the thread I have no idea about.

/c
So.... What you're saying is that you DO endorse the bank? Razz (JK).


Washukanni
Posted - 2010.08.12 18:03:00 - [175]
 

ISD scam best scam!?

cuoredipietra famedoro
Posted - 2010.08.12 18:25:00 - [176]
 

Originally by: Kimbeau Surveryor
CCP really should put a heading on the news column of the log-in screen, to make it clear ... this is not "official" news.


I understand that you might want to protect new players from scam, this is noble. I believe however that would be a wrong thing to do, as IC (Interstellar Correspondents != ISD as a whole) are the *official* ingame source of news by definition. Would you propose founding a player driven Ingame NewsAgency? Or do you propose that CCP takes the matter all in its hands?

Originally by: Washukanni
ISD scam best scam!?


ISD is not a scam by definition. Again, ISD != Interstellar Correspondents, ISD for example mantain evelopedia, greet new players and hunt bugs -> this is all explained in the volunteer program page.

We cannot blame reporters for not knowing how banking work, unless of course they are expert MD members, which seems not be the case.

Julius Rigel
Sub-warp Racing Venture
Posted - 2010.08.12 18:33:00 - [177]
 

So the deposit I made is finally on my balance sheet, but the interest for the past three days is nowhere to be found...

Ji Sama
Caldari
Tash-Murkon Prime Industries
Posted - 2010.08.12 18:36:00 - [178]
 

Originally by: Julius Rigel
So the deposit I made is finally on my balance sheet, but the interest for the past three days is nowhere to be found...


That is because they are using the professional technique of manually updating each account.

flakeys
The Great cornholio's
Paper Tiger Coalition
Posted - 2010.08.12 18:42:00 - [179]
 

Edited by: flakeys on 12/08/2010 18:44:40
Originally by: cuoredipietra famedoro
We cannot blame reporters for not knowing how banking work, unless of course they are expert MD members, which seems not be the case.



If you don't know wtf you are writing about then just DON'T write about the subject or get someone in who does have any comprehension.This was not newsworthy and if it turns out he scammed the only thing that is newsworthy about it is the coverage about it.

Originally by: Julius Rigel
So the deposit I made is finally on my balance sheet, but the interest for the past three days is nowhere to be found...


According to their info page on their forums :'Because of the heavy increase in membership requests we have initiated a temporary policy of compounding interest rates at the end of the month instead of daily to lessen the work load we're currently experiencing'.

Ow boy ....












cuoredipietra famedoro
Posted - 2010.08.12 18:52:00 - [180]
 

Originally by: flakeys
If you don't know wtf you are writing about then just DON'T write about the subject or get someone in who does have any comprehension.This was not newsworthy and if it turns out he scammed the only thing that is newsworthy about it is the coverage about it.


You are right. However, this means that they should have known *from the beginning* this was a dangerous subject and they seem have stepped right into a trap whithout realizing the dangers.

This can happen to MD subjects and to non MD subjects. Do you propose they should stop writing alltogheter?

All in all, I believe IC is useful to the large Eve community, and after all players have to be able to watch out themselves and they *must not* rely only on login news.

Now this thread is going from "a new bank in eve" to "IC is unable to report" would you propose creating a separate thread devoted just to reporting?


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