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Jas Dor
Minmatar
Posted - 2009.11.22 22:52:00 - [61]
 

Edited by: Jas Dor on 22/11/2009 23:01:46
Originally by: LaVista Vista


I would assume that the code in question only pulls the Characters.xml.aspx API, which will give a list of characters on the account and their characterID. If it's not the case, you will be able to tell and call us out on being dirty spys or whatever will make you feel better Razz

But really. It's not uncommon for corporations to require an API key. If you can't risk giving out what corporation you are in, why could you investing in EBANK?


I can see some folks with heavy involvement in EvE politics, for example certain former BoB members, not wanting to disclose their account mains, especially if dropping several billion isk into an account.

Given recent security lapses at E-Bank resulting in the current situation and the inability of E-Bank to maintain a confidential banking relationship with it's customers I move that the board consider a resolution to wind up the corporation, liquidate all assets, and make a pro rate distribution to the account holders of all isk received.

(I further note that EBank is heavily invested in Titan BPO's, neglect to act forthrightly and sell these BPO's has benefited the political alliances that various board members are involved in, while leaving the account holders with assets about to get nerfed into oblivion).

Proton Power
Amarr
Retirement Retreat
Posted - 2009.11.22 23:26:00 - [62]
 

2 Comments -

1) Is it possible to do what your trying to do with inactive accounts any other way other than via API. I am not sure that is a good move as I know many that will not want to give this up. I can understand both sides to this though, so just curious if you have tried to come up with other solutions for this.

2) Instead of 6mths inactivity I would personally say go 8. Why? Well many people that play Eve are in the Military, most go on 6mth/7mth deployments, making Ebank a no longer useful place to pur there isk for that time frame. If you go 8 they could still consider using your accounts. Or another posibility would be some sort of check mark or communication so that people going away for a pre-determined amount of time can still utilize your accounts without the worry of losing isk if they can't log into your website, but still plan on being active when they get back. If you need more clarificaiton on this will gladly try to help some more here.


Amaarrah
Posted - 2009.11.22 23:39:00 - [63]
 

Edited by: Amaarrah on 22/11/2009 23:45:04
Edited by: Amaarrah on 22/11/2009 23:40:41
Thanks EBANK for doing your best. Had a nice chat with LaVista at FANFEST and sadly Leneera who was present and being just nice turns out to be a ****er on the FORUM. Hope all the ****ers will stay away from this post which enables us to talk business.
This is a nice game, enjoy it at best.

Question for EBANK:
Can I put my ISK from Suspence account into Checking Account and get 1.5 %? If not when will this be possible? The announcement says nothing about this (possibility).




EDIT:
Apparently it works.
I am back where I was a few months ago with over 1 bill in a checking account.
If thats the case, good show EBANK.

SoLongEVe Havefun
Posted - 2009.11.23 00:11:00 - [64]
 

Originally by: Ray McCormack

Admiral Leyton 13,494,870,247.84



i can just tell you now that leyton hasnt been in game for at least 4 months, so your not likely to get much out of him.

Kapila Parthalan
Posted - 2009.11.23 01:45:00 - [65]
 

Originally by: Ray McCormack
Limited API Key
* The Board has decided to implement an API key requirement for all accounts in order to ensure the associated characters are neither dormant nor suspended, as would be the case with ISK farmers banned by CCP. This will be a continuous requirement, and you will be denied access to any Bank services if your account is not verified. That means should your game account go inactive or your API Key change you will no longer have access to the standard functionality on our website.
* By supplying EBANK with you Limited API Key you give us permission to store your account Character and Corporation details.


Originally by: Ray McCormack
Originally by: Leneerra
I have to take your word for it you will not take (and store) other information availeble.

Moving forward we will start storing personal Standings.


Originally by: LaVista Vista
First of all, our old "customers" also include people involved with RMT. That's a fact. In order to cover our ass, using the API key is a must. I really think that's all there is to it. It's a necessary evil.


I support the idea of checking that accounts are active, but I disagree with various aspects of your implementation.

First, Leneerra has a valid point about the API. You don't need the API for your stated purpose of ensuring the account is active, as any forum/ingame communication also would suffice. Why do you say that fighting RMT requires API access, when there are so many other options? I don't see why you would need or should have details on our characters' skills, wallets, corporations, standings, etc. You aren't even promising to take only the necessary information. Instead, you want to retrieve and store information that may be completely unrelated to bank operations.

Second, the requirement that accounts are accessed every 3 months discourages long-term deposits which would be beneficial to the bank.

Also, why did you choose 700B as the limit for liquidation withdrawals? Is there an advantage to having 700B? If anything, I would expect that having less ISK would make it easier to increase your percentage return.

Wyehr
Rage of Inferno
Posted - 2009.11.23 02:21:00 - [66]
 

Originally by: Kapila Parthalan
I support the idea of checking that accounts are active, but I disagree with various aspects of your implementation.

First, Leneerra has a valid point about the API. You don't need the API for your stated purpose of ensuring the account is active, as any forum/ingame communication also would suffice. Why do you say that fighting RMT requires API access, when there are so many other options? I don't see why you would need or should have details on our characters' skills, wallets, corporations, standings, etc. You aren't even promising to take only the necessary information. Instead, you want to retrieve and store information that may be completely unrelated to bank operations.

Second, the requirement that accounts are accessed every 3 months discourages long-term deposits which would be beneficial to the bank.

Also, why did you choose 700B as the limit for liquidation withdrawals? Is there an advantage to having 700B? If anything, I would expect that having less ISK would make it easier to increase your percentage return.


Percentage return isn't relevant here. Apologies, but I just can't bring myself to type out the reasons why.

I think they picked 700B ISK since it was slightly more than they have right now. This way, depositors are drawing out earnings rather than reducing the bank's working capital.

By the way, I'm not too keen on giving up my banking alt's API keys either. I understand that it is an automated method that saves them from the tedium of thousands of convos and checking each depositor off one by one. But I still don't like it. How about a script to check eve-search for the latest post from each account holder? I bet you could talk Chribba into building you a custom interface...

Krathos Morpheus
Legion Infernal
Posted - 2009.11.23 02:34:00 - [67]
 

Originally by: Wyehr
Originally by: Kapila Parthalan
I support the idea of checking that accounts are active, but I disagree with various aspects of your implementation.

First, Leneerra has a valid point about the API. You don't need the API for your stated purpose of ensuring the account is active, as any forum/ingame communication also would suffice. Why do you say that fighting RMT requires API access, when there are so many other options? I don't see why you would need or should have details on our characters' skills, wallets, corporations, standings, etc. You aren't even promising to take only the necessary information. Instead, you want to retrieve and store information that may be completely unrelated to bank operations.

Second, the requirement that accounts are accessed every 3 months discourages long-term deposits which would be beneficial to the bank.

Also, why did you choose 700B as the limit for liquidation withdrawals? Is there an advantage to having 700B? If anything, I would expect that having less ISK would make it easier to increase your percentage return.


Percentage return isn't relevant here. Apologies, but I just can't bring myself to type out the reasons why.

I think they picked 700B ISK since it was slightly more than they have right now. This way, depositors are drawing out earnings rather than reducing the bank's working capital.

By the way, I'm not too keen on giving up my banking alt's API keys either. I understand that it is an automated method that saves them from the tedium of thousands of convos and checking each depositor off one by one. But I still don't like it. How about a script to check eve-search for the latest post from each account holder? I bet you could talk Chribba into building you a custom interface...
If atomating is the problem you can use an specific in-game channel where people has to talk and be recorded by the logs on certain hours, then you automatice from there. You can use Eve chat watch for that, look at the tech lab to find it.

Brock Nelson
Posted - 2009.11.23 02:41:00 - [68]
 

Seems like a solid plan, just one thing:

Why the change in term of agreement? Everyone abide by EBank's term before and now, you guys changed the term while holding account holder's isk hostage. Why not give everyone a chance to withdraw their isk before changing the term of agreement? Especially for those that doesn't want to give EBank their API key?

Kapila Parthalan
Posted - 2009.11.23 02:44:00 - [69]
 

Originally by: Wyehr
Percentage return isn't relevant here. Apologies, but I just can't bring myself to type out the reasons why.

I think they picked 700B ISK since it was slightly more than they have right now. This way, depositors are drawing out earnings rather than reducing the bank's working capital


Percentage return probably wasn't the right term. What I meant was the amount of money they are making over EBANK's total liabilities - the percentage in terms of liabilities, not working capital. I hope you agree that this is the relevant factor. The idea was that by allowing liquidation withdrawals, they are decreasing working capital, but decreasing liabilities even more thanks to the 5% fee.

Wyehr
Rage of Inferno
Posted - 2009.11.23 02:58:00 - [70]
 

Originally by: Kapila Parthalan
Originally by: Wyehr
Percentage return isn't relevant here. Apologies, but I just can't bring myself to type out the reasons why.

I think they picked 700B ISK since it was slightly more than they have right now. This way, depositors are drawing out earnings rather than reducing the bank's working capital


Percentage return probably wasn't the right term. What I meant was the amount of money they are making over EBANK's total liabilities - the percentage in terms of liabilities, not working capital. I hope you agree that this is the relevant factor. The idea was that by allowing liquidation withdrawals, they are decreasing working capital, but decreasing liabilities even more thanks to the 5% fee.


Keep in mind that I'm not affiliated with the bank at all, other than the ISK that my alt deposited. I get all my information from these threads and the balance sheet (linked in the second post).

They only have 61 billion ISK liquid; the other 620 billion are invested. They really can't set the bar much lower than 700 billion or they lose what little liquidity they currently have. I don't know what they intend to do with that liquidity, but it is probably more useful right now than the percentage fee.

To be quite honest, I don't understand the liquidation process they are proposing. The way I read it is that I can request a liquidation which zeros my account, and in return I get
payout = [my account nominal value] * ([estimated NAV] / [current liabilities]) * .95

Anyone else have any insight?

Kapila Parthalan
Posted - 2009.11.23 03:25:00 - [71]
 

Originally by: Wyehr
Originally by: Kapila Parthalan
Percentage return probably wasn't the right term. What I meant was the amount of money they are making over EBANK's total liabilities - the percentage in terms of liabilities, not working capital. I hope you agree that this is the relevant factor. The idea was that by allowing liquidation withdrawals, they are decreasing working capital, but decreasing liabilities even more thanks to the 5% fee.


Keep in mind that I'm not affiliated with the bank at all, other than the ISK that my alt deposited. I get all my information from these threads and the balance sheet (linked in the second post).

They only have 61 billion ISK liquid; the other 620 billion are invested. They really can't set the bar much lower than 700 billion or they lose what little liquidity they currently have. I don't know what they intend to do with that liquidity, but it is probably more useful right now than the percentage fee.

To be quite honest, I don't understand the liquidation process they are proposing. The way I read it is that I can request a liquidation which zeros my account, and in return I get
payout = [my account nominal value] * ([estimated NAV] / [current liabilities]) * .95

Anyone else have any insight?

Why does liquidity matter when normal withdrawals are frozen and liquidation withdrawals can be limited as necessary? Every liquidation withdrawal increases the NAV/liabilities ratio. It is more useful to pay out available ISK in liquidation withdrawals than to invest it, especially since their current ROI is so low.

I think that formula for payout is correct.

Kapila Parthalan
Posted - 2009.11.23 04:31:00 - [72]
 

Another thought: when a player makes a withdrawal, it is probably unnecessary to check that his account is active, since he can't access the ISK anyways if his account is inactive. You can still write off dormant deposits based on whether he has logged into the EBANK web site. Therefore, there is no need to check that the EVE account is active, except for transfers to other players, which most players do not need to use.

Ray McCormack
Nordar Innovations.
Posted - 2009.11.23 05:16:00 - [73]
 

The Limited API Key requirement is not negotiable, we will not use alternative methods to verify your account status. Failure to provide your Limited API Key will result in your ISK remaining in your Suspense Account for the next few months until it is considered dormant and written off (pending final decisions on that process). I want to make it abundantly clear that we will not change our stance on this.

I will reply to the other questions and suggestions later this evening.

LaVista Vista
Conservative Shenanigans Party
Posted - 2009.11.23 05:21:00 - [74]
 

Edited by: LaVista Vista on 23/11/2009 05:36:45
Originally by: Jas Dor


I can see some folks with heavy involvement in EvE politics, for example certain former BoB members, not wanting to disclose their account mains, especially if dropping several billion isk into an account.


What are you trying to say? It looks to me like you are saying that I'm a former BoB member Shocked Yet all characters I own are fully disclosed.

EDIT: Being slightly more awake, I realize that your argument is really sort of... strange. I can think of a single person who fits that bill slightly. But it's not a secret who his main is Laughing

Quote:
(I further note that EBank is heavily invested in Titan BPO's, neglect to act forthrightly and sell these BPO's has benefited the political alliances that various board members are involved in, while leaving the account holders with assets about to get nerfed into oblivion).

Wow, get your tinfoil hats guys!

I'm sorry, but that's just silly.

cosmoray
Perkone
Posted - 2009.11.23 05:55:00 - [75]
 

I have 1M ISK in EBANK. I give EBANK permission to cancel it now instead of waiting 6 months.
Not going to provide API keys or do any account purchases or trading.

Tesal
Posted - 2009.11.23 06:00:00 - [76]
 

Edited by: Tesal on 23/11/2009 06:03:44
Whats with all the middle fingers?

Also...

What collateral is for sale now?

Will there be EBank collateral auctions any time, and if so how will you go about that?

I heard rumors about you selling non-performing loans as well, any truth to that?

*edit
Its also common practice for Bank disclosure to announce names of people who are about to lose their money in a bank for not claiming their stuff. You should announce a list of people and how much isk they stand to lose on MD prior to seizing their assets. This way their friends have a chance of getting a hold of them.

Leneerra
Minmatar
Sebiestor Tribe
Posted - 2009.11.23 06:08:00 - [77]
 

Amaarrah,

ebank has stated they will only resume paying intrest when they are fully solvent again.
the bank is nowhere near solvent, so you will not be getting intrest if I understand ebank policy correctly.

I may be sypathetic to the situation ray and the current board members have found themselves in, and understand that eve is a game. The time people put in is suposed to be for fun. I realy doubt any of this has been fun for them.
I respect their willingness to try and bring this thing to an appropriate conclusion.

But that does not mean I will meekly accept whatever they claim as nessecairy.
I think that their requirement for an api key is rediculous.
I think the lack of a withdrawal que to be processed as funds become availeble is unaccepteble
I think the total lack of a timeframe to process liquidation requests is silly.
Their reasurences the api will not be abused are worthless.
while the ebank site may be on a fixed ip there is nothing to prevent them from taking my api key from their own database for whatever purpose they see fit, routed trough whatever proxy they choose. And all I can do is moan on the forums if they do it in some careless way where they leave proof it was them.

ebank has held my isk hostage without any form of compensation for months now.
They now want more information on me without which they will eventually unilateraly declare my deposits void.
Even if I provide this information they want I have no asurences on when I will get whatever part of MY isk they deem reasoneble returned nor will I start receving compensation for them holding on to my isk.

Or in short and simple.
ebank, the organisation that has impolitely and consistendly been breaking their own promises (and reasurences),
now wants my api key, which they promise not to abuse.
In exchange I get their promise that they, at some undetermined time in the future, will allow me to try to get some of my isk returned.
And you expect me to cheer them and be happy?


Tesal
Posted - 2009.11.23 06:15:00 - [78]
 

Edited by: Tesal on 23/11/2009 06:17:13
Originally by: Leneerra
Amaarrah,

ebank has stated they will only resume paying intrest when they are fully solvent again.
the bank is nowhere near solvent, so you will not be getting intrest if I understand ebank policy correctly.

I may be sypathetic to the situation ray and the current board members have found themselves in, and understand that eve is a game. The time people put in is suposed to be for fun. I realy doubt any of this has been fun for them.
I respect their willingness to try and bring this thing to an appropriate conclusion.

But that does not mean I will meekly accept whatever they claim as nessecairy.
I think that their requirement for an api key is rediculous.
I think the lack of a withdrawal que to be processed as funds become availeble is unaccepteble
I think the total lack of a timeframe to process liquidation requests is silly.
Their reasurences the api will not be abused are worthless.
while the ebank site may be on a fixed ip there is nothing to prevent them from taking my api key from their own database for whatever purpose they see fit, routed trough whatever proxy they choose. And all I can do is moan on the forums if they do it in some careless way where they leave proof it was them.

ebank has held my isk hostage without any form of compensation for months now.
They now want more information on me without which they will eventually unilateraly declare my deposits void.
Even if I provide this information they want I have no asurences on when I will get whatever part of MY isk they deem reasoneble returned nor will I start receving compensation for them holding on to my isk.

Or in short and simple.
ebank, the organisation that has impolitely and consistendly been breaking their own promises (and reasurences),
now wants my api key, which they promise not to abuse.
In exchange I get their promise that they, at some undetermined time in the future, will allow me to try to get some of my isk returned.
And you expect me to cheer them and be happy?




I just thought of something, posting on the forums proves your account isn't banned right?

*edit
Easier than doing all the API crap. Just an idea.

Moya81
Posted - 2009.11.23 06:17:00 - [79]
 


Originally by: Ray McCormack
I'm going to let the vote pass as a YES with a clause that we need to obtain further community input and discussion on the final write-off of ISK.


Originally by: Ray McCormack
The Limited API Key requirement is not negotiable, we will not use alternative methods to verify your account status. Failure to provide your Limited API Key will result in your ISK remaining in your Suspense Account for the next few months until it is considered dormant and written off (pending final decisions on that process). I want to make it abundantly clear that we will not change our stance on this.


Your replies are confusing and contradictory...



Lui Kai
Better Than You
Posted - 2009.11.23 06:21:00 - [80]
 

Originally by: Tesal


I just thought of something, posting on the forums proves your account isn't banned right?


Yep. As does sending an evemail, or transferring .01 isk, or any number of other non-invasive, more agreeable methods.

But this way sounds a lot more hilarious. I anxiously await further announcements, timed in such a way as to prevent all of this nonsense from fading out of the collective consciousness into obscurity.

Tesal
Posted - 2009.11.23 06:39:00 - [81]
 

Originally by: Lui Kai
Originally by: Tesal


I just thought of something, posting on the forums proves your account isn't banned right?


Yep. As does sending an evemail, or transferring .01 isk, or any number of other non-invasive, more agreeable methods.

But this way sounds a lot more hilarious. I anxiously await further announcements, timed in such a way as to prevent all of this nonsense from fading out of the collective consciousness into obscurity.


I don't think that is why though, I think they want to make sure they don't give isk to people who already stole from the bank. Mr Horizontal probably set up dummy accounts where you will need the API to make sure they are not him.

Krathos Morpheus
Legion Infernal
Posted - 2009.11.23 07:02:00 - [82]
 

Originally by: Tesal
I just thought of something, posting on the forums proves your account isn't banned right?

*edit
Easier than doing all the API crap. Just an idea.
They know that as it has already suggested, and this Ray's quote proves that they want the API key for another reason not related with RMT. If I'm wrong I would like to hear why API key is strictly neccesary and no other method can be used.
Originally by: Ray McCormack
The Limited API Key requirement is not negotiable, we will not use alternative methods to verify your account status. Failure to provide your Limited API Key will result in your ISK remaining in your Suspense Account for the next few months until it is considered dormant and written off (pending final decisions on that process). I want to make it abundantly clear that we will not change our stance on this.

I will reply to the other questions and suggestions later this evening.

Saying that it is not negotiable without giving any reason is just another great example of how eBank is, all that talk about change and transparency is just a big lie, all I see is the same opacy and unillateral forced decisions as before.

The only change I see in eBank is that now they are saying some numbers for the public show. It is possible that it is a PR problem, but if it were that It has been made on purpose.

It is impossible to handle PR so bad unless you do it on purpose, I would apply to the PR to help on that issue, but what's the point when there is no desire to inform the public?

The other thing that refrains me from doing so being of course your illustrated dictatorship where the people to whom you owe all eBank is and whom money shapes eBank has no word and is punished for raising their concerns. What have changed within eBank besides it's board?

Omber Zombie
Gallente
Frontier Technologies
Posted - 2009.11.23 07:16:00 - [83]
 

The API key verification came up as an idea originally to combat RMT, it also had the side benefit of linking alt accounts within ebank for loan forfeits so that additional loans could not be given out, and so asset recovery could be made on those forfeits.

While the posting/0.1 isk transfer/whatever to say you are active suggestions are nice (and partially helpful), not everyone is able to log in at required time nor choose to post on forums, API was the easiest, had the best coverage and most automatic way we could do it.

I fully understand why people wouldn't want to give up their API key for this, but the information contained in what we are accessing is purely for automating purposes, we are not going to sit there and examine the data - there is simply way too much info even if we cared to look through it.

Basically it comes down to trusting us not to misuse that data, and while I understand that is asking a lot in light of previous management of the bank, keep in mind that we are not running this bank for personal gain at this point - the amount of work/time being put into this is purely to get it back up and running and get YOUR isk back to you. We make nothing out of it (other than some weird sense of satisfaction of solving a problem, at least for me).

So, as others have already said, if you don't want to give up your limited API key, fine, but your accounts will be zero'd as it's the only way we can secure the bank from future RMT problems as well as help guarantee bad loans from effecting you.

Drab Cane
Carbenadium Industries
Posted - 2009.11.23 07:20:00 - [84]
 

Originally by: Ray McCormack
After six months any balances remaining in suspense accounts will be written off.


I believe that's the kicker there. In six months we'll see all the inactive accounts closed and the attached liability written off, placing the bank in better shape to provide for the remaining active accounts.

I'm curious, were I to access my account now, provide my current limited API key, then log off and change my API key, would that then take me out of 'suspended' status ?

Krathos Morpheus
Legion Infernal
Posted - 2009.11.23 07:48:00 - [85]
 

I want to dedicate this for eBank.
Originally by: Ray
I'll refrain from commenting (it would just be sarcastic anyway, right?) until the various bits and bobs that need to be in place for it to be posted are (in place).
Now that you are back from being an extreme *******, I would like to put this again to you to consider if you truly want to "recover all ISK lost due to the mismanagement of previous Directors", but at the same time "ensure our long-term sustainability as the leading financial institution in EVE" and by sustainability I mean customer base.

And please stop saying "return (the money) to its full value" because that is just fallacious, since you frozen acounts it is impossible to do that due to the isk losing the increasing value that it would have in time. 1B today would be more than 1B in a month or year.

There it goes again, loaning people their own isk in a way that let's them use it without losing them as customers and letting people who can make money better help you to close the hole:

"Or you could let people get 25-30% of their isks (a fixed percentage of eBanks money value) charging them slightly more interest than the returns you make, revised monthly and payed from their eBank acount, forcing you to keep transparency and proper acounting. Let them put their money back when they see you are making it better. Restrict transactions timing to avoid liquidity problems. Put that bank machine of yours to work again.

This way the people who can make more money than you will help you to fill the gap while not unbinding themselves from ebank, and at the same time you keep people interested about the evolution of eBank from month to month, instead of discussing the number of years it will take for eBank to recover while stealing their money. If you want to bet for eBank, let people bet against you. If you don't want to bet for eBank, liquidate and give people their money."


Since you are charging them slightly more than what your returns are you must have no problems paying people, since you are increasing your profits with every loan you make and the more people that retires their money, the more easy it becomes to make money for you and the more you can charge to people who loan their own money. Put enough time between requesting loans and getting the monney to let you maintain liquidity and let people decide the fate of the bank. When you prove them that you can make money better than then, people will regain the comfidence in you. If you can not make money better than your customers, you shouldn't have the money in the first place.

Tesal
Posted - 2009.11.23 07:58:00 - [86]
 

Edited by: Tesal on 23/11/2009 08:53:12
Edited by: Tesal on 23/11/2009 08:18:36
Lets see what Skulled has to say lately. I think this guy had something to do with that guy, whats his name...ah yes, I remember now, Mr Horizontal. He sounds a remarkably like a Goon.

*edit
He is bitter and angry, I can tell.

*edit
Oh crap, I remember now, he had access to the database. Oh crap, somebody better check the people in that database. How is that going to happen.

Lui Kai
Better Than You
Posted - 2009.11.23 08:29:00 - [87]
 

Personally, I'm in favor of the "Sending .01 to verify activity" method. I currently have .01 isk locked in Ebank that I would like back.

Some might call this "sending good money after bad" but I figure, "In for a penny, in for a second penny"

Leneerra
Minmatar
Sebiestor Tribe
Posted - 2009.11.23 08:30:00 - [88]
 

so basically this is another randsom demand by ebank.

Either give us your api or your isk is gone.

You could have put that in your board statement, at least that would be clear immedeately.

On top of that the way you say you will process liquidation requests is absurd. and I am not talking about the percentage that is offered, but the your statement that you will not keep a list of verified withdrawal requests to be processed in turn but opt to go for a mad scramble whenever you publish there is a few isk availeble.
Why do you do it this way, I can see no benefit aside from the option to privately inform preferred customers just before the possible release of funds

To me it feels as if you are just throwing up extra hurdles between me and MY isk hoping I will forget about it.




Ambo
I've Got Nothing
Posted - 2009.11.23 08:59:00 - [89]
 

Woohoo! Mentioned in an ebank post! Very Happy


Anyway, I think all the ideas for getting things back on track are very good. I expect a very large portion of ebank's debt to be written off in 6 months time.

I do wonder though, how many people will turn up in 6+ months, looking to discover how ebank is doing, only to find that all their isk has been written off without them ever knowing anything about it.

TornSoul
BIG
Gentlemen's Agreement
Posted - 2009.11.23 10:01:00 - [90]
 

Sofar I've actually had no problems with how EBANK has tried to solve their problems.

But demanding API keys is too much.

And the stated reasons for why doesnt really hold water imo.

Someone using two (or more) different accounts won't be "cought out" with an API key check anyhow (different keys for each account).

I think this is a very ill-adviced idea and in the long run will actually hurt EBANK more than anything else that have been going on.


Please EBANK, do reconsider and try and come up with something else instead.

From an ease of coding perspective I think the suggestion made of simply logging a chat channel (and search for the names - this is easily automated) is the simplest solution that would satisfie just about everyone (EBANK and customers)



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