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Cyprus Black
Caldari
Perkone
Posted - 2009.06.10 05:29:00 - [1]
 

So this morning I was walking to the grocery store and I found a one hundred dollar bill lying in the grass. "No way" I thought. It's gotta be fake. Sure enough it's real.

What should I spend it on?

I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.

Atomos Darksun
D00M.
Northern Coalition.
Posted - 2009.06.10 05:31:00 - [2]
 

Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.
That's like a thousand karma points. That's the kind of stuff that saves you from a crazed gunman.

Trustworthy Joe
Minmatar
Posted - 2009.06.10 05:54:00 - [3]
 

Originally by: Atomos Darksun
Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.
That's like a thousand karma points. That's the kind of stuff that saves you from a crazed gunman.


alternatively, you can buy plexes with it and give it to random eve people.

thats like 10x 1000 karma points. plus youll be really cool

Intense Thinker
Minmatar
Posted - 2009.06.10 06:22:00 - [4]
 

Or you can sell the PLEXs, buy a highsec carrier and suicide gank a bunch of Hulks... remember, fighter drones follow you in warp Twisted Evil


That's like 100x awesome points and that's totally better than karma points Cool

KingsGambit
Caldari Provisions
Posted - 2009.06.10 08:41:00 - [5]
 

Either 1x $100 hooker-bot or 100x $1 hooker-bots.

Blane Xero
Amarr
The Firestorm Cartel
Posted - 2009.06.10 09:25:00 - [6]
 

Buy 2 or three 60 day GTC's and then convert them to plexes and contract them to me. The homeless guy would waste the money on something essential like food.

Abrazzar
Posted - 2009.06.10 09:31:00 - [7]
 

Think of all the little things that you wanted to do/have but never really had the budget for/didn't think it was worth the money to waste it on. Now you have free money to waste.

Whitehound
The Whitehound Corporation
Frontline Assembly Point
Posted - 2009.06.10 10:15:00 - [8]
 

Originally by: Cyprus Black
What should I spend it on?

Find the owner and give it back, seriously.

If you have to ask what to spend the money on that you do not deserve to keep it.

Intense Thinker
Minmatar
Posted - 2009.06.10 10:18:00 - [9]
 

Originally by: Whitehound
Originally by: Cyprus Black
What should I spend it on?

Find the owner and give it back, seriously.

If you have to ask what to spend the money on that you do not deserve to keep it.


You end a good gank by buying the gankee a new ship and giving back all his mods, don't you? ugh

Whitehound
The Whitehound Corporation
Frontline Assembly Point
Posted - 2009.06.10 10:22:00 - [10]
 

Originally by: Intense Thinker
You end a good gank by buying the gankee a new ship and giving back all his mods, don't you? ugh

What?

You think too intense.

Akita T
Caldari Navy Volunteer Task Force
Posted - 2009.06.10 10:23:00 - [11]
 

Originally by: Whitehound
Find the owner and give it back, seriously.

Good joke.
How exacty would you go about finding the owner of a MONEY BILL that has fallen in the grass somewhere ?
Would you go around asking everybody you see there "have you lost a money bill yesterday ? what denomination was it ?" ??? Chances are, you will find enough would-be owners, and it will be highly unlikely you'll find the REAL one.


Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.

Intense Thinker
Minmatar
Posted - 2009.06.10 10:26:00 - [12]
 

Originally by: Akita T


Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.



And buy the end of the year you could have $105 Very Happy

Whitehound
The Whitehound Corporation
Frontline Assembly Point
Posted - 2009.06.10 10:30:00 - [13]
 

Originally by: Akita T
Good joke.
How exacty would you go about finding the owner of a MONEY BILL that has fallen in the grass somewhere ?

I will tell you how ... I am the owner.

Irida Mershkov
Gallente
The Reformed
Chaos Theory Alliance
Posted - 2009.06.10 10:33:00 - [14]
 

Give it to me.

Akita T
Caldari Navy Volunteer Task Force
Posted - 2009.06.10 10:53:00 - [15]
 

Originally by: Intense Thinker
Originally by: Akita T
Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.

And buy the end of the year you could have $105 Very Happy

Consider you earn minimum wage, around 7$/hour, and you only work 40 hours a week. That's 14560$ a year.
You could find adequate housing for as little as 200$/month even in a larger city (it won't be comfortable, sure, but them's the breaks), add another 200$/month for various utilities and public transportation expenses, you could purchase food necessary for survival for far less than 300$/month, so you're looking at around 8.4k a year mandatory expenses, tops, and that's actually a generous figure.
You could purchase a low-mid-range computer every year for around 500$, spend another 1k a year on various articles of clothing (practical ones, nothing flashy nor brand name), maybe even spend another 1.6k a year for entertainment purposes (a vacation, a movie now and then, taking a cab instead of public transport, whatever).
That's 11.5k consumed a year, out of 14.5k earned. Put those 3k extra in the bank at 5% interest rate (sounds reasonable enough), or even invest in something (riskier, but feasable).
At the end of 10 years, that 3k a year plus interest will turn into 34.7k ! And that's savings from a MINIMUM WAGE job at the minimal full norm.

Imagine what you could do with a decent salary.

Nefrin Maldoes
Minmatar
Outer Rim Survey and Salvage
Posted - 2009.06.10 12:34:00 - [16]
 

Originally by: Akita T
Put those 3k extra in the bank at 5% interest rate (sounds reasonable enough), or even invest in something (riskier, but feasable


If you are a member of a bank that has a 5% return rate, PLEASE tell me what bank you are with.

Do a quick google search, even high return MMA right now are topping out at 1.5% or so. Currently my banks scaled MMA interest rates are in the toilet, with the highest return at just over 1% if you got more than 50k in the account.

Still, it beats stand savings (.4%) and checking (.25%) interest returns.

Freyya
Advanced Planetary Exports
Intergalactic Exports Group
Posted - 2009.06.10 12:41:00 - [17]
 

hmm 100 bucks...that's about 3 euro's right? I'd buy some sweet sweet candy with that!

All pun aside: Just seriously think if you have enough spare cash for needed spendings in your bankaccount already. If not then buy something you needed for a while but was unable to get. Otherwise just spend it on whatever the f* you want..it's free money so no loss there Wink

Ratchman
Posted - 2009.06.10 12:53:00 - [18]
 

Originally by: Whitehound
Originally by: Cyprus Black
What should I spend it on?

Find the owner and give it back, seriously.

If you have to ask what to spend the money on that you do not deserve to keep it.


I know someone who found a shopping bag in a phone box stuffed with 50 notes once. He estimated there was around 4000-5000 (well, maybe not 'stuffed' then, but pretty laden), and was placed in a moral quandary. Being a good christian he decided to hand it in at the bank (for the phone box was right outside the bank). The owner claimed it back and thanked my friend, but didn't even offer him a reward for his honesty. Frankly, he should have offered a 10% reward for something like that. Personally, I think that if you are so careless with that amount of money, you're going to lose it sooner or later. It might as well be me that benefits.

In the OPs case, it's a $100 bill. How is he supposed to give it back to the owner anyway? "Ah, serial number 6547328263464. That's one of mine, alright."

If you believe in karma, he could always spend half on himself, and half on someone else. That might not get you to heaven first class, but it will get you in the tradesman's entrance.

Draeca
Tharri and Co.
Posted - 2009.06.10 12:59:00 - [19]
 

Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.

Do that, but don't give it to a drunk because they'll just drink it.

Whitehound
The Whitehound Corporation
Frontline Assembly Point
Posted - 2009.06.10 13:33:00 - [20]
 

Originally by: Ratchman
The owner claimed it back and thanked my friend, but didn't even offer him a reward for his honesty.

I know someone who picks up other people's stuff and peeks into them without noticing that the owner stands right next to him.

There is a lot of room for interpretation on how one "finds" a bag with several thousand dollars.

If your friend really found this bag then he should have asked for a reward. Do not be stupid and expect to be given a reward. Someone who forgets his bag will forget to give a reward, too, and still may be a very nice and kind person.

Anyura
Posted - 2009.06.10 14:13:00 - [21]
 

If it were me?

$50 to a local charity of your choice, $50 for a GTC. Sell the GTC in game, keep half the ISKies for yourself and half goes into your corp's bank.

Make a lot a of people and yourself happy =)

Audri Fisher
Caldari
Burning Bush Enterprises
Posted - 2009.06.10 18:50:00 - [22]
 

Originally by: Intense Thinker
Originally by: Akita T


Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.



And buy the end of the year you could have $105 Very Happy



What damn bank are you useing.
seriously, I get .4% right now from Navy Fed, and .02% from Chase bank.

ReaperOfSly
Gallente
Underworld Protection Agency
South Pole Dancers
Posted - 2009.06.10 19:20:00 - [23]
 

Originally by: Audri Fisher
Originally by: Intense Thinker
Originally by: Akita T


Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.



And buy the end of the year you could have $105 Very Happy



What damn bank are you useing.
seriously, I get .4% right now from Navy Fed, and .02% from Chase bank.


I would like to know this too. The best rates I've seen are in the 3% region and they all come with horrible clauses and restrictions.

Meiyang Lee
Gallente
Azteca Transportation Unlimited
Gunboat Diplomacy
Posted - 2009.06.10 19:21:00 - [24]
 

Originally by: Audri Fisher
Originally by: Intense Thinker
Originally by: Akita T


Also... why the bloody hell SPEND money you have ? If I have extra cash, it always goes into an interest-yielding bank deposit. I only spend some of my money on things I NEED, not spend all money I have on things I fancy.



And buy the end of the year you could have $105 Very Happy



What damn bank are you useing.
seriously, I get .4% right now from Navy Fed, and .02% from Chase bank.


A non-US bank?
I have a savings account, and providing the contents is increased by 10% each year they give out a 4.75% interest, 2.25% if I don't meet the requirement.
That bank also offers fixed 4.5% interest accounts, but the initial deposit requirements are a good deal higher than on mine.

Moneyhungryhoe
Posted - 2009.06.10 19:33:00 - [25]
 

Edited by: Moneyhungryhoe on 10/06/2009 19:34:21
Originally by: Draeca
Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.

Do that, but don't give it to a drunk because they'll just drink it.


Buy yourself a few drinks. That'll be much betterLaughing

Alternatively, $100 on red for a chance to have 200!

Akita T
Caldari Navy Volunteer Task Force
Posted - 2009.06.10 19:35:00 - [26]
 

Edited by: Akita T on 10/06/2009 19:39:48
Originally by: ReaperOfSly
Originally by: Audri Fisher
What damn bank are you useing.
seriously, I get .4% right now from Navy Fed, and .02% from Chase bank.

I would like to know this too. The best rates I've seen are in the 3% region and they all come with horrible clauses and restrictions.


Random next-door bank : Linkage
77 day fixed deposit term, minimum 250 Euro, bank-insurance-guaranteed up to 50k euro per individual, 5.25% yearly interest rate.

Other banks have similar interest rates for fixed-term "promotional" deposits (the term varies from bank to bank or in time, but there's always at least one of those for each bank at almost any time), no additional charges, you can set it to auto-redeposit afterwards, the only penalty on early withdrawal is no interest on latest term.

Sniper Wolf18
Gallente
A Pretty Pony Princess
General Tso's Alliance
Posted - 2009.06.10 20:11:00 - [27]
 

Use it as expensive toilet paper, post pics.


Nefrin Maldoes
Minmatar
Outer Rim Survey and Salvage
Posted - 2009.06.11 07:20:00 - [28]
 

Ah, well. It seems that European banks are having a better time right now then the USA banks, which would explain the difference in interest rates.

Right now in the States, the best that I've seen is a 13 week to 6 month temp account (along the lines of a Xmas savings account) that can offer 3-4% returns, compounded and accredited monthly.

Across the pond, I'm not familiar with the current banking trends.

Poreuomai
Minmatar
Mirkur Draug'Tyr
Ushra'Khan
Posted - 2009.06.11 10:10:00 - [29]
 

Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.

Give it to a charity which helps homeless people. Smile

Janice Jankowski
Posted - 2009.06.11 10:12:00 - [30]
 

Originally by: Cyprus Black
I don't really need it and was considering giving it to some drunk homeless dude. I have no idea what to do with it.


If you really want to do this, use it to buy food and give em the food


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