| Author |
Topic |
Arash Fett |
Posted - 2011.05.25 04:07:00 - [ 1]
Well I was talking with my mates and we were thinking. Why not put a rider on the insurance that covers the modals? Like pay this much extra ISK to insure for more. If you take a modal off your ship the rider is void.
Not to mention the current standard insurance doesn't pay for the ship with Full Coverage anyway. Just the ship. The insurance needs to be overhauled and I understand a flat insurance is easy on the servers but it would be nice if it changed based on market costs so people don't abuse the system again.
I bring this to you because it is not worth insuring ships at all in EvE. |
King Rothgar
Autocannons Anonymous
|
Posted - 2011.05.25 05:05:00 - [ 2]
In the not too distant past, platinum insurance paid out 100% of the value of the hull and the cost of buying the insurance. It was nerfed because it made suicide ganking absurdly easy and everyone was getting a little too rich. Thus they made it so it only pays around 50% of the hull value after including the cost of it.
Not supported. |
Destination SkillQueue
Are We There Yet |
Posted - 2011.05.25 05:09:00 - [ 3]
Insurance isn't meant to cover the cost of your ship, let alone the cost of the modules you have fitted. If it covered everything, losing ships wouldn't mean anything. The system is already dynamic and is changed based on market cost of the materials used to build the ship and it is done exactly to make sure it will never cover the cost of your ship mainly in order to prevent insurance fraud.
It's also always worth it to insure your ships in EVE, if you are certain that you will lose it during the insurance period. It's just that the insurance system isn't designed to fully cover ship losses and the varying pay levels allow players to better manage their risks in the game, by providing them a way to cover varying levels of the loss based mainly on ship tech level.
Not supported. |
Malcanis
Caldari
Vanishing Point.
The Initiative. |
Posted - 2011.05.25 12:35:00 - [ 4]
 Originally by: King Rothgar
In the not too distant past, platinum insurance paid out 100% of the value of the hull and the cost of buying the insurance. It was nerfed because it made suicide ganking absurdly easy and everyone was getting a little too rich. Thus they made it so it only pays around 50% of the hull value after including the cost of it.
Not supported.
Insurance wasn't nerfed because of suicide ganking, which is supported and inteded, but because some industrialists were building tens of thousands of tier 3 BS purely to self-destruct them for the insurance. |
Ronan Connor |
Posted - 2011.05.25 12:54:00 - [ 5]
Originally by: Malcanis
Originally by: King Rothgar
In the not too distant past, platinum insurance paid out 100% of the value of the hull and the cost of buying the insurance. It was nerfed because it made suicide ganking absurdly easy and everyone was getting a little too rich. Thus they made it so it only pays around 50% of the hull value after including the cost of it.
Not supported.
Insurance wasn't nerfed because of suicide ganking, which is supported and inteded, but because some industrialists were building tens of thousands of tier 3 BS purely to self-destruct them for the insurance.
That... To avoid suicide ganking you would need the aggressor to pay for your loss - best in time effort. Though the time effort is vastly in favour of suicide ganking the game mechanic itself is part of the game and wont be removed. But it could do with a balancing tweak, that your standing repair is heavier and need more time. About the insurances as they are now its useless and you can get rid of it straight away. To be worth something the insuring period must be 6 month or more for the low pay out in the case of destruction. |
Shandir
Minmatar
Brutor Tribe
|
Posted - 2011.05.25 13:57:00 - [ 6]
Originally by: Ronan Connor
About the insurances as they are now its useless and you can get rid of it straight away. To be worth something the insuring period must be 6 month or more for the low pay out in the case of destruction.
Let me explain it in simple terms - if it's a PvE ship, and you're not an idiot - don't insure it. It shouldn't get blown up often enough to be worth it. If it's a PvP ship - insure it. If it lasts for longer than 12 weeks, then you are PvPing wrong. |
Val'Dore
Word Bearers of Chaos
Word of Chaos Undivided |
Posted - 2011.05.25 16:58:00 - [ 7]
Dump insurance entirely. No insurance company would insure a starship. |
LordElfa
Gallente
Golden Lyon Warriors
|
Posted - 2011.05.25 21:11:00 - [ 8]
Insurance should at least account for the prices of Faction vessels, which it currently does not. |
Nutty Grandad |
Posted - 2011.05.26 11:02:00 - [ 9]
What I just don't get is that an aggressor in high sec gets paid out by insurance!
Concord should not only pop him but take ISK from his account to pay for his suicide ganking activities!
That way if you want to make a statement by ganking then you will know that it will cost you!!
The insurance system leaves a lot to be desired and REALLY needs tweaking! |
Swynet
State War Academy
|
Posted - 2011.05.26 12:33:00 - [ 10]
Originally by: Arash Fett
Well I was talking with my mates and we were thinking. Why not put a rider on the insurance that covers the modals? Like pay this much extra ISK to insure for more. If you take a modal off your ship the rider is void.
Not to mention the current standard insurance doesn't pay for the ship with Full Coverage anyway. Just the ship. The insurance needs to be overhauled and I understand a flat insurance is easy on the servers but it would be nice if it changed based on market costs so people don't abuse the system again.
I bring this to you because it is not worth insuring ships at all in EvE.
Build your own stuff fit it with mission meta 4 stuff, just buy some T2 mods and don't insure it, it's worthless. |
Malcanis
Caldari
Vanishing Point.
The Initiative. |
Posted - 2011.05.26 14:08:00 - [ 11]
Originally by: LordElfa
Insurance should at least account for the prices of Faction vessels, which it currently does not.
As a supplier of faction vessels, I strongly support this proposal to massively subsidise me. |
LordElfa
Gallente
Golden Lyon Warriors
|
Posted - 2011.05.26 15:43:00 - [ 12]
Originally by: Malcanis
Originally by: LordElfa
Insurance should at least account for the prices of Faction vessels, which it currently does not.
As a supplier of faction vessels, I strongly support this proposal to massively subsidise me.
See, listen to the man, he has a business to run here people. |
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