Posted - 2009.07.09 17:19:00 - [92]

 

Originally by: Brock Nelson

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As it was already explained in the SCC-Lounge, only the account tied to the RMT incident is banned. Most likely it was EBank Ricdic that got banned.

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Not that one...
as we see Ricdic buying a GCT for that alt recently.

So do we think there is enough here to put skilzrulz on my Thieves Of Eve list but disputed?



Services I Provide:

Alliance Creation ● Caldari Standings ● Thieves Of EvE ● Titans ● My Links

Posted - 2009.07.09 17:39:00 - [94]

 

I've never actually met Ricdic ingame etc .... but to be honest I can't blame this guy. Assuming his personal circumstances are correct then can you really blame him for what he did? I mean its a sick child, because at the end of the day he sold some virtual money in a computer game, a computer game!! Yes I play this game, I know, but as an entertainment medium, nothing else. Its not supposed to be overly serious. I'm an EBANK customer but I wasnt panicing, simply kept my money in the bank and saw it out ... if anything the whole ordeal is a testiment to EBANK's ability to restore confidence and manage to survive through the whole situation!

Although to be fair it shows bad character on Ricdics part but like I said, the circumstances allowed for such actions so I can't hate or even dislike the guy for this reason.

Just my two cents...

Posted - 2009.07.09 17:58:00 - [96]

 

Originally by: Grendell

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Originally by: Ray McCormack

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Originally by: Gabriel Virtus

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Thank you for the warning Ricdic. I had a feeling about skilz.

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So you thank a known thief and liar rather than myself and Hexxx, two moral bastions of this community? I feel deflated, unloved, and somewhat hungry.

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/Hugs Ray, and insert an air pump into ray's ear, and slides a pancake towards ray.

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/me offers a share of Banana Nut Pancakes

Posted - 2009.07.09 18:56:00 - [98]

 

He's had adequate time, there was even 2 EBank members present in SCC when the thread took off. Skil has been avoiding a number of questions, even tried to steer the conversation back to Ric a few times.

Posted - 2009.07.09 19:19:00 - [100]

 

Originally by: SpankMeElmo

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My car needs a new transmission. Which account should I sacrifice?

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It's your 15 bucks a month buddy, do what you like.

Posted - 2009.07.09 20:29:00 - [102]

 

Edited by: YouGotRipped on 09/07/2009 20:52:29

Originally by: Ricdic

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Sure, let me know YGR :)

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Good, good...

5,000 dollars is a lousy amount to scam, it won't make much of a difference when buying a new house or whatever Ricdic implied he used the money for.

So why did Ricdic scam? Well, scam is not the exact word...

In one of his less memorable posts, Ricdic expressed his discontent in regards to how much money other people (presumably Hexxx) were earning in RL compared to him. I don't remember the exact factor, guess it was 10 times. Please link that post, Ricdic.

It is my belief that the poor guy developed an inferiority complex and since he regarded Ebank as being private property and / he was doing all the work, it was only normal to supplement his income by RMTing.

Originally by: Ricdic

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Call it what you want, but I probably brought income to EBANK to the tune of double what I took when I left.

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All that bull**** about buying a new house etc was circumstantial for he started siphoning isk LONG before any suspicions of RMT rose. Furthermore I'm 100% sure he used the ill-gotten gains to buy himself peanut butter sandwiches on a daily basis.

Posted - 2009.07.09 20:45:00 - [104]

 

Edited by: YouGotRipped on 09/07/2009 20:45:13

Originally by: Chantilly Layce

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...chilling with a martini as I wait for the next exciting episode of "Take The 'R' Out Of RISK" here on everyone's favourite reality channel, "MD 1".

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Hey baby, pass me the martini.

Posted - 2009.07.10 00:05:00 - [106]

 

what's this then ???

Skilz shoots himself in the foot with this one... Ricdic attempts to cover the fact that he fails at handling real life issues while throwing some dry dirt at skilz... Goons quick on the reply so they can go to bed without missing a thread...morsus mihi patting ricdic on the back while answering their own problem...ygr putting some oil on the fire (any chance on recovering forementioned topic ygr ???)

*me hugs chair and orders a nice bubble of brandy*

keep it coming lads

Posted - 2009.07.10 00:43:00 - [108]

 

Originally by: Cobalt Sixty

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This is the same media that implies you can directly buy ISK with dollars - see the second last paragraph here as evidence of how accurate they can't be.

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Yes, that is correct. I spend dollars, I buy PLEX, I get isk, and this is a perfectly legit transaction. In practice, the only rules governing RMT are that you can't buy more dollars with isk than it takes to pay your subscription fees. This is one of the few examples I can recall of a news article about a topic I know directly actually being basically complete and accurate.

Posted - 2009.07.10 01:44:00 - [110]

 

Would strawberries be a good hedge against maple syrup crashing, assuming that the decline of waffles is not likely? Please reply quickly, I heard something somewhere from someone, etc. (ps - buy strawberries).

Posted - 2009.07.10 03:29:00 - [112]

 

As my name has been mentioned a few times in this thread, and since I have no obligation to EBANK or Skillz I will put out what I know. Current EBANK staff is the only other ones that may know more than me from the time after I left.

First as pointed out by Ric, the BPO's were put into the Lease program and then held under the auto loans based on we hold your T2 BPO.

While I was in EBANK more loans were approved while at same time some BPO's were given back to Skilz. This I did not approve of, and actually posted on the EBANK internal forums to stop any more future loans or bpo's being handed back because of this. EBANK may deny this, but don't know any reason they would. I did this because I seen skillz was getting to much isk with less and less collateral.

I do know at the time of that post there was enough bpo's to cover any isk he owed AND interest for a while.

A bit after this I left EBANK, but still had access to view the loans and peoples account info. I do know skilz did pay back a good portion of one of his initial larger loans.

At this point Skilz came to me and said he had no way to pay back the loans, and was wondering what could be worked out, I explained I did not work for EBANK and he would have to talk to Ric.

A few days later my viewing access of accounts was gone, so I cant say if Skilz ever paid another isk or not on the loans, but Ric personally told me that Skillz was not going to be charged anymore interest and the bpo's would be liquidated which would be more than enough to cover the loans.

I did not hear another thing about it until the ricdic scam, and it seems the rest of ebank was not aware of some of the dealings.

I do know that just 1 of the BPO's more than covered most the loans he had out, from my memory the loans totaled about 180bil isk including interest when I left and was told no more interest would be created, skilz paid back I want to say 30-40bil isk.

That left about 150bil isk give or take. EBANK held an Absolution, Tachyon, Megapulse, Light Pulse, Light Beam, Retribution (which was given back, and I think were the isk came from for what was paid on teh loans), and possibly a curse bpo. The absoultion ended up being sold for only 40bil isk, which was way underpriced. That is not skilz fault IMO, and should have covered the majority of what he owed.

IMO Skilz may owe 20-40bil more isk, but its hard to judge based on I don't know for sure about the curse bpo, if ebank did have it then skilz owes nothing, ebank probably made isk on teh deal, if ebank didn't have the curse bpo, then he probably owes the 20-40bil, based on the absolution bpo being valued at what it shoudl have.

Now here is the other part of this I don't kjnow and it seems ebank does not trully know either, Skillz has 2 absolution bpo's which tells me he got that bpo back, I think ric gave him the bpo back (Even after i let everyone know not to do so, and everyone agreed about it) and then skillz probably does owe the 100-120bil isk figure.

Again nobody really knows including skilz, so the entire arguement IMO is kinda void, Ebank nor myself trully know if the bpo's were sold, given back or for what prices, and skilz trully feels his bpo's covered the loans, but Skillz way over values all his bpo's as you seen in the titan thread, so its very much a he said / she said with noone actually trully knowing what happend.

Posted - 2009.07.10 05:54:00 - [114]

 

Originally by: Herschel Yamamoto

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Originally by: Cobalt Sixty

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This is the same media that implies you can directly buy ISK with dollars - see the second last paragraph here as evidence of how accurate they can't be.

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Yes, that is correct. I spend dollars, I buy PLEX, I get isk, and this is a perfectly legit transaction. In practice, the only rules governing RMT are that you can't buy more dollars with isk than it takes to pay your subscription fees. This is one of the few examples I can recall of a news article about a topic I know directly actually being basically complete and accurate.

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Except not really.

The article states "nor if he had bought kredits with real dollars", which clearly implies Dollars -> ISK, not the actual process of Dollars -> PLEX/Game Time Code -> ISK.

We might know better, but it is highly unlikely the average reader is going to detect the difference if they haven't been exposed to EVE before.

Posted - 2009.07.10 13:12:00 - [116]

 

Originally by: Etheri Grim

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If I was in the same position with the ability to pay off medical fees and simply have my MMO accounts banned in return, I would do it in a heartbeat. I'd be willing to bet that 99% of people would too.

You know what that 1% would get? Some self-created sense of righteousness and THOUSANDS OF POUNDS OF REAL DEBT.

Being "honest" and "good" doesn't sound like such a great option does it?

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So, you're basically saying "If I feel so, I break every contract." This time it's "only" a legal contract with a game company. Next time it's a contract with my car dealer. Hell, what is a piece of meatl compared to a human being?

It's that very attitude that currently causes grief to millions of people and a great financial depression IRL. "Contracts, agremments, ethic bindings? Ah, to hell with them."

And the sad and very ironical part is that those scums have the chuzpe to go "Uhh, but I do get my bonuses, right? I mean, I have a contract, after all ..."

Posted - 2009.07.10 13:43:00 - [118]

 

Originally by: Hel O'Ween

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So, you're basically saying "If I feel so, I break every contract." This time it's "only" a legal contract with a game company. Next time it's a contract with my car dealer. Hell, what is a piece of meatl compared to a human being?

It's that very attitude that currently causes grief to millions of people and a great financial depression IRL. "Contracts, agremments, ethic bindings? Ah, to hell with them."

And the sad and very ironical part is that those scums have the chuzpe to go "Uhh, but I do get my bonuses, right? I mean, I have a contract, after all ..."

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common man be realistic, all the fat cats in the banks are still rich and are still recieving massive bonus's. And its them that caused the great depression Not the unemployed guy that the guy at the bank said sure you can afford a 100K morgage just sign here.

And any financial adviser under the sun will tell you to priorities your money if your struggling, and tbh the health and well being of a child is far more important than an agreement with company that will be bailed out by the government anyway.

Posted - 2009.07.10 16:02:00 - [120]

 

Start Date	Interest Rate	Balance	Min Payment	Active	 
10/3/2008 	5.50 % 	            0.00 	1,456,568,063.78 by 5/10/2010 	No 	Manage Account
10/12/2008 	5.00 % 	-8,732,364,210.68 	3,203,504,915.49 by 5/10/2010 	Yes 	Manage Account
10/24/2008 	5.00 % 	-89,670,955,033.26 	7,047,710,814.08 by 5/10/2010 	Yes 	Manage Account
10/30/2008 	5.00 % 	-26,812,391,609.55 	5,339,174,859.15 by 5/10/2010 	Yes 	Manage Account
11/7/2008 	5.00 % 	-13,373,893,840.72 	3,630,638,904.22 by 4/10/2010 	Yes 	Manage Account

Total amount left on loans: 138,589,604,693.66

All of the collateral was sold, and not reported towards my loan.

Prints in ricdic's posession, along with my estimation of a value in today's market.

Absolution: 70B
Curse: 60B
Tachyon Beam Laser II: 25B
Mega Pulse Laser II: 20B
Dual Light Pulse Laser II: 12B
Medium Beam Laser II: 12B
Retribution Blueprint: 27B

Total: 226B

In my estimation EBank owes me.